Events 

KEY INSURANCE REQUIREMENTS FOR HVAC & R COMPANY

Ahmedabad

27th March 2025

Dear member,

The HVAC industry involves the manufacturing, installation, repair, and maintenance of systems, exposing businesses to various risks. Key insurance requirements for HVAC companies include:

1. General Liability Insurance – Covers third-party injury and property damage.

2. Commercial Property Insurance – Protects business property, tools, and equipment from fire, theft, and disasters.

3. Contractors’ Equipment Insurance – Covers HVAC tools and equipment from damage, loss, or theft.

4. Workers’ Compensation Insurance – Covers medical expenses and wages for employees injured on the job.

5. Commercial Auto Insurance – Covers company vehicles used for transporting equipment and technicians.

6. Professional Liability Insurance (E&O) – Protects against claims related to faulty installation, maintenance, or design errors.

7. Inland Marine Insurance – Covers HVAC tools and equipment in transit or at job sites.

8. Cyber Liability Insurance – Protects against data breaches and cyberattacks.

Please register - https://forms.gle/NRLSJQRDfTkJwrMcA

Regards 

Team RATA

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